Accidents, property damage, and lawsuits can threaten your business’s success. At BGI, we help South Carolina business owners protect what matters most. With tailored commercial insurance policies, you get:
Ideal for businesses that interact with the public or clients.
Protect your business from lawsuits and claims for:
Safeguard your physical assets, including:
If your business uses vehicles, protect them with commercial auto insurance:
Assess Your Risks: Take a close look at your business operations to identify potential liabilities, property risks, or auto-related exposures that could lead to financial losses. Understanding where you’re most vulnerable is the first step to ensuring comprehensive protection.
Start with General Liability: As the foundation of business protection, general liability insurance safeguards you against common risks like bodily injury, property damage, and advertising injury. It’s an essential policy for any business.
Talk to Our Experts: Still have questions? Our knowledgeable insurance agents are here to help. We’ll assess your needs, explain your options, and customize a plan that fits your business perfectly.
Workers compensation insurance provides financial and medical benefits to employees who are injured or become ill at work. This coverage can help cover medical bills, a portion of lost wages, death benefits (including funeral costs), rehabilitation, and more. You may be required by law to carry this coverage depending…
Commercial general liability insurance, also referred to as “GL,” protects you and your businesses from losses due to third-party claims resulting from a variety of liability exposures. This coverage includes protection against property damage, personal injury, and bodily injury that may arise during normal operating hours or on your property.
Commercial umbrella insurance provides excess liability coverage to extend the limits of your primary insurance policies. This coverage includes costs that exceed your general liability, commercial auto, or workers’ compensation policy limits, and catastrophic claims from lawsuits or large-scale accidents.
Commercial property, or otherwise referred to as inland marine insurance, protects businesses from losses to tangible property. This can include the building itself, business property inside the building, and can even cover loss of wages if the business cannot continue operations due to a covered loss. It covers a range of perils…
Builders Risk insurance protects structures under construction or renovation. It covers damages to the structure itself, materials, and any equipment that is on-site. These damages typically arise out of events like vandalism, fire, or theft. These types of policies are essential for property owners and contractors who are in the process of building.
Commercial automobile insurance provides coverage for autos used for business purposes. This coverage is essential for any businesses that rely on automobiles for operations.It protects you and your employees while on the road using company vehicles for business purposes. This coverage can cover private passenger automobiles, trucks, vans, and other vehicles your business may own.
Homebuilders insurance is a comprehensive business insurance package for contractors and homebuilders. It combines several coverages, including general liability, builder’s risk, equipment coverage, and workers’ compensation.
Homebuilder’s Guide
Directors and officers insurance provides financial protection for individuals in leadership positions, such as directors and officers of a company, against claims alleging loss due to mismanagement. This type of insurance is used as a safeguard to directors and officers for claims arising out of their actions, decisions or failure to act, which could result in…
Employment practice liability, also referred to as EPLI, is a type of insurance coverage that protects businesses against claims made by employees, former employees, and even potential employees for a range of workplace related issues. Some key coverage areas of EPLI insurance include wrongful termination…
Cyber liability insurance is aimed to protect businesses from financial losses and legal liabilities resulting from data breaches or cyber attacks. Due to businesses becoming increasingly reliant on digital systems, the risk of cyber incidents has enlarged. No matter the size of your business, the type of insurance is critical because cyber threats can result…
Business Owners Insurance combines general liability and property coverage into one convenient policy. It protects small to midsize businesses from risks like property damage, customer injuries, and business interruption. Ideal for retail shops, offices, and service businesses, this policy offers essential protection to help keep operations running smoothly after unexpected events or claims.
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Proudly serving families and businesses across South Carolina and the Southeast with Brabham Griffin Insurance’s trusted solutions.
